The Bryton Companies: Making Sense of Today's Financial Choices

June 15, 2001

Bryton Releases Privacy Policy Notice to Clients
(Title V of the Gramm-Leach-Bliley Act)

PURPOSE OF THIS NOTICE is to reaffirm that your privacy is important to us. We are committed to keeping your financial information confidential and safe. We are proud of our commitment to privacy. We invite you to review the following information, which summarizes our policies and practices on keeping your information confidential and secure.

What you need to know:
Title V of the Gramm-Leach-Bliley Act (GLBA) generally prohibits any financial institution, directly or through its affiliates, from sharing nonpublic personal information about you with a non-affiliated third party unless the institution provides you with a notice of its privacy policies and practices, such as the type of information that it collects about you and the categories of persons or entities to whom it may be disclosed. In compliance with the GLBA, we are providing you with this document, which notifies you of the privacy policies and practices of The Bryton Companies.

The GLBA further requires that we inform you that you have a right to prevent us from sharing nonpublic personal information about you with a non-affiliated third party for any purpose that is not specifically authorized by law. Your right to prevent us from sharing nonpublic personal information about you with a non-affiliated third party for a purpose that is not specifically authorized by law is called your right to "opt out" of such information sharing.

OUR PRIVACY POLICIES AND PRACTICES

Information we collect:
We collect nonpublic personal information about you from the following sources:

Information we receive from you on applications or other forms.
Information about your transactions with us, our affiliates, or others.
Information we receive from a consumer-reporting agency.

Information we may disclose to third parties:
We do not disclose any nonpublic personal information about our customer or former customers to anyone, except as permitted by law.

Sharing Information with Others:
We share your financial information with non-affiliates upon your request or to complete transactions. The information shared may include any of the items listed previously under the Information We Collect. We do not sell customer lists. We use non-affiliates to coordinate services or share customer information only wit the companies that agree to keep you information strictly confidential. These companies include financial service providers, such as insurance companies, mortgage holders, automobile dealerships.

Specifically, to provide information, quotation or coverage to our customers about property & casualty insurance products, we may disclose all the information we collect, as described above, about our customers to our in-house affiliate, Asset Protection Agency.

Information we receive from you on applications or other forms such as your name, address, social security numbers, dates of birth, assets.
Information about your transactions with us, our affiliates or others, such as your policy coverage when applicable.
Information we receive from a consumer-reporting agency, such as a credit history or motor vehicle report.

Sharing Information To Meet Your Needs:
As always, keeping your financial information confidential is our commitment to you. By law we may continue to share information among our affiliates about transactions you make with us. By maintaining this information-sharing process, we can better meet your needs through various financial options. Our overall goal is to strengthen our relationship with you and to provide any opportunities that may benefit you.

It is your option to "opt out" and restrict our use of your information. By doing so, please know that you may limit our ability to provide you with information about various products and services that target your specific financial needs. If you wish to "opt out" of such disclosures to non-affiliated third parties, you may:

Call us at 515-223-1601 or toll free at 800-288-9522
E-mail us at info@bryton.com

Securities Offered Through QA3 Financial Corp., Member FINRA/SIPC and Advisory Services Offered Through QA3 Financial, LLC, an SEC Registered Investment Advisor. One Valmont Plaza, 4th Floor, Omaha, NE 68154. Telephone: 888/337-4094